Friday, May 10, 2024 / by Ian Llamas
So, you've found the home of your dreams. You've walked through its rooms, imagined your life within its walls, and now you're ready to make an offer. But how do you ensure your offer stands out from the rest? Crafting the perfect offer is an art, combining strategy, research, and a dash of intuition. Here are some tips to help you navigate this crucial step in your homebuying journey.
Know Your Budget: Before you even begin your home search, it's essential to have a clear understanding of your budget. This includes not only the amount you're willing to spend on the home itself but also factors like closing costs, taxes, and potential renovations. Knowing your budget upfront will help you craft a realistic offer that you can comfortably afford.
Research Comparable Sales: One of the most critical aspects of crafting a competitive offer is understanding the local market. Research recent sales of comparable homes in the area to get a sense of what similar properties are selling ...
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Tuesday, April 30, 2019 / by Nancy Braun
If you’re thinking about buying a home, you’ve probably received your share of advice from family and friends. Add to that the constant stream of TV shows, news segments, and social media posts that over-simplify the home buying process for easy entertainment.
With so much information to sift through, it can be tough to distinguish fact from fiction. That’s why we’re revealing the truth behind some of the most common home buyer myths and misconceptions.
Buying a home is a big decision, but it doesn’t have to be a scary one. If you arm yourself with knowledge and a qualified team of support professionals, you’ll be well equipped to make the right choices for your family and financial future.
DON’T FALL FOR THESE COMMON HOME BUYER MYTHS
Myth #1: You need a 20% down payment.
Plenty of buyers are purchasing homes with down payments that are much less than 20% of the total cost of the property. Today, you can buy a home with as little as ...
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Tuesday, July 18, 2017 / by Marketing Team
Buy Your Charlotte Home Instead of Renting
Owning a Charlotte home has plenty of advantages, including the impact to your finances. When you live in Charlotte, NC, you have access to everything you need whatever your lifestyle entails. Make it that much more meaningful by buying a Charlotte home so you can reap these benefits:
Paying a mortgage is cheaper than renting. In the first quarter of this year, the trend for home ownership was higher than renting for the first time since 2006. This reversal from renting to owning has continued to benefit the housing market in 2017. 854,000 homebuyers from across the country saw just how affordable it was for a 30-year fixed rate mortgage over renting, and 42% of them were first-time buyers, making the national homeownership rate climb to 63.6%! Currently, the interest rate is low at an average of 4.25%. For renting to be the more affordable option, the interest rate would have to reach 9.1% &ndas ...
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