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Mortgage Rates | Charlotte Real Estate, Homes & Lifestyle Blog

Saturday, December 1, 2018   /   by Nancy Braun

‘Tis the Season: 5 Reasons Why Winter is a Great Time to Buy or Sell a Home

It’s a common misconception that you shouldn’t try to buy or sell a home during the fall and winter months.

This is generally considered the “offseason” in real estate. Many sellers mistakenly believe that the cold weather will keep buyers away and that no one is looking over the holidays. Unfortunately, many real estate professionals perpetuate this myth by advising their clients to “wait until the spring” to list their home.

The truth is, homes are bought and sold year round. And while the market is typically quieter during the fall and winter, savvy buyers and sellers know how to use this slow down to their advantage. In fact, depending on your circumstances, now may be the ideal time for you to purchase or list a home.

If you’re in the market to buy or sell, there’s no need to wait for the spring. Read on to discover the top five reasons that it can pay to buy or sell a home during the offseason!


1. LESS COMPETITION ...

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Saturday, November 3, 2018   /   by Nancy Braun

“How’s the Market?” What’s Ahead for Real Estate

While no one can predict the future with certainty, most experts expect to see modest growth in the U.S. housing market for the remainder of this year and next. Inventory will remain tight, mortgage rates will continue to creep up, and affordability will remain a major issue in many parts of the country.

So what does that mean for home buyers and sellers? To answer that question, we take a closer look at some of the top indicators.



CONTINUED GROWTH IN HOUSING MARKET
There’s good news for homebuyers! In many markets across the country, prices have begun to stabilize after a period of rapid appreciation. Nationwide, home sales experienced a slight decline of 1.6 percent in the second quarter, primarily due to higher mortgage rates and housing prices combined with limited inventory.

However, buyers who have been waiting on the sidelines in anticipation of a big price drop may be disappointed. Demand remains strong across the sector and prices continue to rise. T ...

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Friday, March 9, 2018   /   by Marketing Team

Your Charlotte Home Buyer's Guide to Getting Mortgage Ready

Spring is around the corner and the Charlotte real estate market is getting ready for some robust activity.  As you’re considering buying a home, don’t wait until you’re ready to move to start preparing financially. 

If you’re like the vast majority of home buyers in North Carolina, you will choose to finance your purchase with a mortgage loan. By preparing in advance, you can avoid the common delays and roadblocks many buyers face when applying for a mortgage.

The requirements to secure a mortgage may seem overwhelming, especially if you’re a first-time buyer. But we’ve outlined three simple steps to get you started on your path to homeownership.


Even if you’re a current homeowner in Charlotte or its surrounding areas, it’s a good idea to prepare in advance so you don’t encounter any surprises along the way. Lending requirements have become more rigorous in recent years, and changes to your credit history, debt ...

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  nancy braun, showcase realty, charlotte homes for sale, charlotte, homebuyer, homes in charlotte nc, first time homebuyer, mortgage rates

Tuesday, January 9, 2018   /   by Nancy Braun

Real Estate 2018: What to Expect

What the 2018 Real Estate Market Outlook Means For You


As we head into a new year, the most common question we receive is, “What’s the outlook for real estate in 2018?” 



It’s not just potential buyers and sellers who are curious; homeowners also want reassurance their home’s value is going up. The good news is that a strong U.S. economy, coupled with low unemployment rates, is expected to drive continued real estate growth in 2018. However, changes on the horizon could significantly impact you if you plan to buy, sell or refinance this year.




HOME VALUES WILL CONTINUE TO RISE

Get ready for another strong year! U.S. home values and sales volume will continue to rise in 2018. 



Experts agree that home prices will increase in 2018, but predict a slower rate of appreciation than 2017, which clocked in at nearly 7 percent nationwide. National Association of Realtors (NAR) Chief Economist Lawrence Yun predicts a growth rate ...

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Friday, July 28, 2017   /   by Marketing Team

Home Sales Slow as Inventory Drops in Charlotte, Buy Now

Charlotte and US Home Sales Are Slowing As Inventory Drops

Home sales across the U.S. have now dropped to a low 4.3 month supply, according to the latest report from Freddie Mac.  However, year-over-year still shows the pace up 0.7%, for a total of 5.52 million annually.  This means that while fewer houses are on the market than ever before, the demand still is high for buying and selling a home.  

If you live in or are moving to North Carolina, here’s what you need to know about North Carolina real estate:

Interest rates are really low at just 3.92%, even as home prices have gone up 6.5% year-over-year to a median price of $153,400 in North Carolina, and $185,800 in the city of Charlotte, both lower than the current national average of $263,800.
With the help of a real estate professional to stage your home, closing on a Charlotte home can be done in an average of 52 days.
WalletHub ranks Charlotte 88th in the real estate market, making it the 70th best ...

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  nancy braun, showcase realty, charlotte homes for sale, charlotte, homebuyer, north carolina, homes in charlotte nc, first time homebuyer, mortgage rates, queen city, real estate in charlotte nc, relocation, charlotte north carolina homes

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